Best Payment Plugin for WordPress: Top Options Compared in 2025 

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One of the most important components of any online store is the payment gateway, which allows customers to make online payments. If the payment gateway is not configured properly or has poor performance, it will discourage users from purchasing, and you may lose their trust. That is why we at Monovm have decided to explain to you what factors to consider when choosing a payment plugin, introduce the best payment plugin for WordPress , and provide practical guidance for choosing the right plugin. Stay with us.

Best Payment Plugin for WordPress: Fast Feature and Cost Comparison

To make it easy for you to compare the introduced plugins, we have prepared the table below for you.

note: Actual transaction fees may vary depending on your region and account type.

What to Look for in the Best Payment Plugin for WordPress?

To help you choose the right payment plugins for WordPress from the hundreds of options available, there are a few important features to consider. These include:

Security and PCI Compliance

The plugin should follow reputable security standards. For example, WP Simple Pay processes payments through Stripe’s PCI-compliant servers, so card information is not stored on your site.

WordPress and WooCommerce Compatibility

The plugin should be compatible with recent versions of WordPress and popular plugins like WooCommerce, Elementor, and Divi to avoid any conflicts.

Supported Payment Methods

Check what methods the plugin supports, such as credit cards, PayPal, cryptocurrencies, installment payments, or subscriptions. Some plugins only support one method (like Stripe).

Fees and Payment Model

Check what fees the plugin charges. For example, WooCommerce Payments is free and only charges Stripe fees. Also, check for refunds and gift card compatibility.

Ease of use and support

The plugin should be easy to install and set up. Make sure the developer offers thorough documentation and fast support (preferably 24/7) so you don’t have to deal with any issues in case of an emergency.

User experience and checkout design

The checkout process should be seamless and on-site so that the user doesn’t leave the site. Plugins with responsive design and simple checkout pages increase conversion rates.

Based on these criteria, we will introduce you to the best payment gateway plugin for WordPress.  AND if you’re looking to enhance your site even further, check out our complete guide to the Best WordPress Plugins for boosting performance, security, and user experience.

Best WordPress Payment Plugins of 2025

let’s explore the top WordPress payment plugins of 2025 and see what makes each one stand out for different types of websites and businesses

1. WP Simple Pay – Best for Stripe

WP Simple Pay is a powerful and lightweight plugin for accepting payments via Stripe that works without the need for WooCommerce. It is designed for businesses that want to enable one-time or recurring payments on their site in the shortest possible time. Its drag-and-drop form builder allows you to design forms without the need to write any code. Since all payment information is sent directly to the Stripe server, the highest level of security (PCI DSS) is maintained for the site.

Features

• Support for recurring payments (subscriptions)
• Visual and customizable form builder without coding
• Support for credit cards, Apple Pay, and Google Pay
• Ability to set the desired amount by the user
• Integration with 10+ global payment methods

WP Simple Pay is the best Stripe payment plugin for WordPress, offering a fast and secure way to accept payments.

Pricing and fees

The free version of the plugin charges a 3% fee on each transaction. The paid version starts at $49.50 per year and eliminates this fee.

2.  WooCommerce Payments – The best all-rounder

WooCommerce Payments (an official product of the WooCommerce team) is one of the most integrated payment solutions for WordPress stores. This plugin provides transaction management, refunds, and bank deposits directly in the WordPress dashboard, so you don’t need to log into a third-party site. WooCommerce Payments is built on the Stripe platform and supports multiple currencies and countries, making it ideal for stores with international customers.

Features

• Full integration with WooCommerce and the WordPress dashboard
• Supports 135 currencies and 38 countries
• Provides Apple Pay, Google Pay, and installment payments
• High security with 3D Secure and Stripe anti-fraud
• Automatic funds transfers with custom interval settings

If you’re looking for a smooth, built-in payment experience, WooCommerce Payments is the best plugin for WordPress ecommerce.

Pricing and costs

The plugin is free, and only Stripe fees (around 2.9% + $0.30) are charged for each transaction.

3. PayPal Payments – Best for Global Coverage

PayPal is one of the most trusted and widely used global payment gateways, used by customers in over 200 countries. Plugins like WP PayPal or WooCommerce PayPal Checkout make it super easy to integrate this service, and you can add payment or instant purchase buttons to your site with just a few clicks. PayPal is perfect for businesses that have an international audience or want to keep the checkout process simple and fast without the need for WooCommerce.

Features

• Supports PayPal or credit card payments
• Add payment buttons to pages and products
• High level of security and global user trust
• Supports Venmo and Pay Later
• Easy integration with WooCommerce and other plugins

With its global reach and trusted security, PayPal easily stands out as the best WordPress credit card payment plugin for international transactions.

Pricing and fees

The plugin is free to use, but PayPal usually charges a 2% to 4% fee on each transaction.

4.  Authorize.net – Best for Large Businesses

Authorize.net is an old and trusted payment gateway that is now a subsidiary of Visa. This plugin is designed for large businesses, high-traffic stores, and companies that need a professional payment infrastructure. Authorize.net uses Accept.js technology to send card data directly to its servers, which is why security and PCI compliance are at the highest possible level. Its official WooCommerce plugin handles payments directly on the site, without the need to redirect the user to an external page.

Features

• Supports all major cards and eCheck
• Compatible with WooCommerce Subscriptions for subscriptions
• Supports pre-orders and pre-orders
• Uses Accept.js for advanced security
• Accurate and professional reporting for financial managers

These features make Authorize.net one of the most reliable WordPress payment options for enterprise-level businesses.

Pricing and costs

Authorize.net costs around $25 per month + transaction fees. Its WordPress plugin is also available for $79 per year.

5. Paymattic – Best for Charities and Subscriptions

Paymattic is a lightweight yet powerful plugin for managing payments, subscriptions, and donations. It’s designed primarily for nonprofits, educational websites, or community projects. Its simple interface lets you create payment or donation forms without the need for WooCommerce. The free version offers basic features without any additional fees and is compatible with Stripe, Apple Pay, and Google Pay.

Features

• Create payment and donation forms without WooCommerce
• Supports Stripe, Apple Pay, and Google Pay
• One-time or recurring payments (subscriptions)
• Add custom fields and easy customization
• No plugin fees in the free version

These features make Paymattic the best solution for charities and recurring payments.

Pricing and costs

The free version is fully functional; The pro version starts at $59 per year and offers more advanced features like reporting, multi-portal, and CRM.

6+2.  Crypto Payment Plugins – Best for Bitcoin and Altcoins

With the rise in popularity of cryptocurrencies, adding a Bitcoin and cryptocurrency payment option to your WordPress site is a smart way to attract international customers. Plugins like Blockonomics, Coinbase Commerce, and MyCryptoCheckout allow for decentralized, fast, and unmediated payments. These plugins are perfect for sites that want to offer secure transactions, no bank restrictions, and no risk of chargebacks.

Features

• Supports major cryptocurrencies like Bitcoin, Ethereum, Dogecoin, and USDC
• Blockonomics: Direct wallet transactions, no intermediaries or third-party accounts
• Coinbase Commerce: Fast connection to the Coinbase wallet with real-time market rates
• MyCryptoCheckout: Supports over 100 coins and adds a Donate button
• No chargebacks and user privacy
• Easy integration with WooCommerce and other e-commerce plugins

These features make them the best crypto payment gateway for WordPress.

Pricing and fees

All of the plugins mentioned have 0% plugin fees. The fee only includes cryptocurrency network fees (mining/transactions).

🚀To get the best performance and reliability from these plugins, consider Installing WordPress on VPS for faster speed and stronger security. If you’re not familiar with VPS hosting, our guide What is WordPress hosting explains everything you need to know before getting started.

Pros and Cons of Each Plugin

Here’s a quick rundown of the pros and cons of the key plugins:

WP Simple Pay

• Pros: Very easy to set up (no WooCommerce required), drag-and-drop form builder, supports one-time and recurring payments, quick Stripe integration
• Cons: Only works with Stripe (no other gateways), the free version charges 3% extra fee, difficult for people without a Stripe account.

👉 So it is A simple and efficient choice for small sites, as long as you already have a Stripe account

WooCommerce Payments

• Pros: Full WooCommerce integration, supports 135 currencies, no monthly fees, fast payments, and mobile-friendly.
• Cons: Only accepts credit cards (and Stripe payments), unusable for unsupported countries, and not suitable for non-WooCommerce sites.

👉WooCommerce Payments would be the ideal pick if your store already runs on WooCommerce

PayPal Button

• Pros: Global coverage and the most recognized payment method, super easy to set up, and can be integrated as a button on all pages.
• Cons: Relatively high fees (typically 2–4%), requires a PayPal Business account, checkout experience may link to PayPal offsite.

👉 PayPal Button is A reliable solution for international sales, even if the checkout experience is offsite.

Authorize.net

• Pros: Very secure (Accept.js and PCI compliance), suitable for large, high-traffic businesses, full support for subscriptions and pre-orders.
• Cons: Complex setup and requires a merchant account and contract, usually setup/monthly fee, card and eCheck only, limited support for small businesses.

 👉 Its setup can be tricky, but once configured it’s extremely stable and professional.

Paymattic

• Pros: Free and no plugin fees, advanced form builder for payments and donations, suitable for memberships and non-profits.
• Cons: Requires Stripe (or other supported gateways), menus can be a bit confusing for beginners, free version has limited features.

👉 Upgrading to the Pro plan unlocks everything nonprofits and membership sites might need.

Cryptocurrency plugins

• Pros: Accept cryptocurrencies with blockchain security and no chargebacks, very low or zero fees, and direct payments to your wallet.
• Cons: Technical complexity for regular users, fluctuating currency prices, may require accounts and registration with third-party wallets or services (e.g., Coinbase), and in some cases not supported in all countries.

👉 Cryptocurrency plugins are forward-thinking option for modern sites that want to accept crypto payments safely.

As you can see, each plugin has its own strengths and weaknesses, making it more or less suitable depending on your specific goals and business needs.

Best Payment Plugin for Your Needs

By now, you probably have a good idea of which plugin fits your business best. If not, the guide below will definitely help you find the perfect match.

✅ 💰 Small Businesses and Freelancers → WP Simple Pay or PayPal Button

If you’re new or have small projects, these two plugins are the best choices. WP Simple Pay makes payments fast and secure with a drag-and-drop form builder and Stripe support. PayPal Button is also enabled with a few simple shortcodes and is great for one-time payment services or limited sales.

🔐 🌍 WooCommerce Stores → WooCommerce Payments or Authorize.net

If your store is built with WooCommerce, these two plugins are the most compatible. WooCommerce Payments handles payments directly in the WooCommerce panel and is great for international markets. Authorize.net is also a secure and professional option for large or enterprise stores.

❤️ 🔁 Subscriptions and Memberships → MemberPress or WP Simple Pay

For sites with a subscription revenue model, these two plugins work smoothly. MemberPress offers features like membership tiers, renewal management, and multiple payment gateways. WP Simple Pay is a lighter option that enables recurring payments without the need for WooCommerce.

💚 💰 Charities and Donations → Paymattic or GiveWP

For fundraising, Paymattic’s simple, no-fee interface makes it easy to set up campaigns quickly. GiveWP has more advanced features like goal displays, transaction reports, and customizable buttons, making it more suitable for larger charities.

📊 🔐 Cryptocurrency Payments → Blockonomics or Coinbase Commerce

These plugins offer a modern way to accept Bitcoin and other cryptocurrencies. Blockonomics sends transactions directly to your wallet and is completely decentralized. Coinbase Commerce also supports several major coins (BTC, ETH, DOGE, USDC, etc.).

💬 If you still need help choosing the right plugin for your website, feel free to ask us in the comments, and we’ll be happy to guide you.

Integrating Plugins with WooCommerce

Most payment plugins are either WooCommerce-specific or have a third-party plugin. For example, WooCommerce Payments is enabled directly in WooCommerce > Payments and sets up Stripe in a few simple steps. Authorize.net also integrates seamlessly with WooCommerce Subscriptions and requires no separate configuration.

Plugins like WP Simple Pay and Paymattic work independently, but can be connected to WooCommerce with a shortcode or gateway setup. Overall, integration with these plugins is usually straightforward and comes with step-by-step installation guides. Features like checkout page customization and transaction reporting are also available, depending on the plugin.

Security, Compliance, and Performance

Most reputable plugins use SSL and strong encryption. As we mentioned earlier, popular plugins use security measures like Stripe to ensure that no sensitive data is stored on the site. Stripe and PayPal payments are also protected against fraud with 3D Secure three-factor authentication and tools like Stripe Radar.

In terms of compliance, plugins that use technologies like Accept.js have made it easier to comply with security standards. In terms of performance, there is no need to worry, as most of these plugins are lightweight and optimized and have little impact on site speed. You can keep your site speed at an excellent level by using SSL, caching, and tools like WP Rocket or CDN.

🚀 Ready to Power Up Your WordPress Payments?

The right payment plugin can turn your WordPress site into a fast, secure, and seamless platform for online transactions. To keep your website performing at its best, consider WordPress VPS from MonoVM. It provides instant setup, around-the-clock expert support, and global data centers that ensure your site stays reliable and secure at all times